Additional civil liability is your opportunity to minimize the costs of paying compensation for road accidents that occurred due to your fault.
Who needs to purchase the service?
In connection with the legislation of Ukraine, as of 01.01.2018, each owner of a vehicle must contact the authorized bodies to obtain car insurance (Autocivilka, OSAGO, CASCO, DAGO). Payment in case of an accident (due to your fault), having insurance, is limited to the amount of fifty thousand hryvnia.
It is worth noting that the dollar exchange rate continues to rise, and accordingly, the prices for car repair services and spare parts for it are becoming higher. In order to protect yourself from waste, the best solution is additional civil liability (DGO). To apply for this type of insurance, you need to contact the medical center “MED-HELP+”. In addition, the company provides a number of additional services, which you can find on the Internet portal.
Features of DGO from “MED-HELP+”
Additional civil liability is issued in the shortest possible time. To purchase this type of insurance, the following documents (originals) are required:
- Passport or driver’s license (car owner);
- Technical passport for the vehicle.
The term of the contract depends on the conditions that you agree with the company manager, it can be fixed (in the contract) from 1 month to 1 year. It is possible to automatically extend the term of the document upon expiration of the appointed one (special conditions).
DGO covers your losses, focusing on two factors:
- Physical damage to victims;
- The state of the property of the victims.
How to use DGO correctly?
If you are involved in an accident and are the culprit, according to the protocol, you must take a number of actions:
- Contact the competent government authorities to obtain a conclusion on this case (police);
- Notify the medical center “MED-HELP+”;
- Bring a document indicating the amount of damages suffered by the injured party and all the details of what happened.
By contacting the company for help, you receive not only high quality service with the most favorable terms of the contract, but also a guarantee of your peace of mind for the duration of the insurance.