Are you planning a trip outside the country in your personal car? Make sure you have an insurance policy “Green card“. Because without it you will not be allowed into the territory of 46 countries (these are European countries, as well as Russia, Belarus, Moldova), which support this system.
“Green Card” is the most comprehensive insurance, a car document for traveling abroad. In the event of a car accident, it is the company that issues the policy that assumes all obligations to resolve the conflict and pay compensation. This system has been in operation since 1951 and is aimed at minimizing conflict situations on the road.
The Green Card policy compensates for:
- damage caused by the car owner to the health of other road users;
- damage caused by the owner of the vehicle to the property of other road users.
It is quite easy to get a “Green Card”, and it is also mandatory, because safety on the road is very important. You need to think about purchasing such insurance in advance. You need to get insurance in the country where the car is registered, because getting a policy abroad will be more expensive, and the card will have a different status.
The mechanism of the “Green Card”
The essence of the policy is as follows: if a citizen of, for example, Germany has taken out a compulsory liability insurance policy with his insurance company, the policy will be valid in all states participating in the “Green Card”. That is, if that German citizen is at fault in a car accident in Italy, the injured Italian will receive compensation from the German insurance company where the “Green Card” insurance was purchased.
What does the cost of the policy depend on?
When applying for a “Green Card” at a price that suits you, pay attention to the following factors:
- direction,
- insurance period (minimum number of days – 15),
- type of car.
The card will be valid in all countries that are part of the Green Card system.
Vehicle requirements for travel abroad
When purchasing a “Green Card” (Kyiv), pay attention to the requirements for the vehicle itself, no matter what type it is:
- motor vehicles must comply with the technical specifications;
- the car must be in proper technical condition and have an appropriate appearance;
- the car number must be state-issued;
- The car should have a first aid kit and a fire extinguisher.
The Importance of Health Insurance
In addition to obtaining a Green Card to protect yourself from expenses during a car accident, you should also take care of your health during your trip, for which you should also think about medical insurance abroad. Please note that the consulate may require you to present a medical insurance policy. The insurance policy guarantees the receipt of the necessary medical care within 24 hours in a certain country.
Does a tourist need insurance?Travel medical insurance required:
- Medical insurance is a mandatory item in the list of documents for obtaining a visa.
- This is a guarantee that you will be able to contact a medical facility if necessary abroad.
- By receiving medical care abroad with insurance, you will save your budget.
When planning a trip, take care of full medical insurance for traveling abroad, because anything can happen.
When applying for a “Green Card” and medical insurance, contact “MED-HELP+”. We will make sure that problems are minimized during your vacation.