If you care about your own health, as well as the well-being of your children, then you definitely need to pay attention to the medical savings insurance program, which is aimed at protecting health due to the detection of a serious illness or the establishment of a disability group.
Medicine never stands still. Progressive methods of diagnosis and treatment of pathologies are constantly being developed and improved. And if in the last century they did not know how to cure certain diseases, today, this is no problem for doctors.
There is just one catch – sometimes large financial investments are needed for treatment. Unfortunately, the material component plays a leading role here.
Medical center «Med-Help» invites all interested persons to conclude a medical savings insurance contract “Health protection in case of serious illness or disability”, aimed at supporting the insured person and his children if they are diagnosed with a serious illness or an adult is diagnosed with a disability as a result of an accident.
Protection of the health of an adult and children in the event of a serious illness/pathology with the possibility of accumulating a significant amount of money that will be required to restore the health of the insured person or his child, as well as with the simultaneous protection of an adult if he is diagnosed with long-term disability due to an accident (amount from 30% and above).
Provided guarantees for medical savings insurance
Financial accumulation
Full payment of the guaranteed insurance amount together with accumulated reserve bonuses after the end of the contract.
Protection of life
Beneficiaries receive the full payment of the guaranteed insurance amount + accumulated bonus reserves if the insured dies during the term of the contractual agreement.
Health protection
The insured person receives 100% payment of the guaranteed insurance amount in combination with accumulated bonus reserves if he/she is diagnosed with a serious illness from the list below:
- Stroke.
- Cancerous neoplasm.
- Benign brain tumor.
- Deafness.
- Coma.
- Paralysis.
- Severe burns.
- Loss of vision.
- Loss of voice and language functions.
- Myocardial infarction.
- Multiple sclerosis.
- Chronic liver failure.
- Chronic renal failure.
- Chronic obstructive pulmonary disease (COPD).
- Diseases due to which heart valve replacement was performed.
- Diseases due to which operations on the aorta were performed.
- Damage to brain function due to trauma.
- Diseases that led to coronary artery bypass grafting (CABG).
- Diseases that have led to the loss of upper or lower limbs.
- Diseases due to which organ transplantation was performed.
Insurance payments are made only for a single insurance event, even if the insured person has several serious pathologies during the term of the cumulative insurance contract. After the insurance payments have been made, the contract ceases to be valid.
The insured person receives 25% of the guaranteed insurance amount if the child (biological, adopted) has been diagnosed with a serious illness from the list below:
- Deafness.
- Paralysis.
- Cancerous neoplasms.
- Coma.
- Severe burns.
- Loss of vision.
- Benign brain tumor.
- Chronic renal failure.
- Diseases that have led to the loss of upper or lower limbs.
- Damage to brain function due to trauma.
- Diseases due to which heart valve replacement was performed.
- Diseases due to which organ transplantation was performed.
All children of the insured person aged 3 to 16 years (without exception) are automatically covered by the insurance. Insurance amounts are paid only for 4 children (maximum). The contractual agreement remains valid.
Disability protection
The insured person receives payments of a certain percentage of the insurance amount, the amount of which corresponds to the established degree of disability, if during the term of the contractual agreement the insured person receives a disability of 30% or more due to an accident. The insurance contract remains in effect.
Example of medical savings insurance “Health protection in case of serious illness or disability”
| Insured person |
Male 35 years old |
| Insurance period |
20 years |
| Annual insurance payment |
10,000 UAH |
| Guaranteed insurance amount |
183,833 UAH |
Why you should contact Med–Help?
In our medical institution, anyone can take out medical savings insurance in case of diagnosis of a serious illness and established disability, as well as take out other important insurance policies.
In addition, we guarantee:
- Individual solution to any problem.
- Registration of various medical certificates in the shortest possible time.
- Consultations and assistance from qualified doctors.
- No long queues (we simply don’t have them).
- Trained, competent, polite and attentive medical staff.
- Convenient location of the clinic.
- Several options for payment of services and contribution of insurance components.
- Affordable prices for certificates and doctor’s appointments.
If you have any questions, or you are ready to apply for medical savings insurance “Health protection in case of serious illness or disability”, call our consultants or come in person! We are always glad to see our clients, and will do everything in our power to make the stay in the MC as comfortable as possible for everyone!